奖学金 & 贷款
OUWB 金融服务 strives to help our students ease the financial cost of their medical educations by offering multiple types of financial assistance. 结合, these resources enable every student at OUWB to meet the costs of their medical education investment regardless of income level or financial background.
OUWB奖学金
OUWB is committed to ensuring access to a world-class medical education regardless of a student's level of 财务需要. OUWB scholarships are awarded to select incoming students in recognition of their academic excellence, personal attributes, commitment to serving others and the medical profession, 财务需要, and how strongly they align with the mission and values of OUWB.
Admitted students wishing to receive the fullest consideration for OUWB scholarships are required to complete a FAFSA and include their parental information*. OUWB does not require a separate scholarship application. The information that you provide to the school on your application for admission and FAFSA is used to determine your eligibility.
*学生 over the age of 30 as of August 1, do not need to include parental information.
The OUWB scholarship selection process is on-going and, depending on availability of funds, may continue until classes begin in early August.
Current Student 奖学金
奖学金 are awarded to current students in recognition of their ongoing commitment to fulfilling various aspects of the OUWB任务. 近年来, scholarships have been awarded for demonstrated academic excellence, commitment to serving the community, and providing leadership in medical education.
The donor-funded scholarship application process is announced to current students annually, typically in September.
Generous donors to these scholarships have included:
The Beaumont Foundation
Dr. 詹姆斯五世. 还有露丝·休伯纳
博士一家. W.J. 还有莉莲·凯姆勒
安·尼科尔森
The Schostak Family
These donors share a passion for OUWB's mission, a strong desire to help medical students reduce their medical education debt, and recognize the importance of exceptional performance, both in and outside of the classroom.
External-funding Opportunities
In addition to the internal funding opportunities listed above, OUWB 金融服务 strongly encourages prospective and current students to regularly explore the external opportunities below and consider pursuing those which align with individual educational and professional interests and goals.
Following are links to web pages created by sources outside the University. The existence of these links does not suggest that the University approves or endorses the content of these web pages.
OUWB Outside 搜索 Process and List
Service Commitment Scholarship Programs
Direct Unsubsidized 贷款
Direct unsubsidized loans are available to medical students and are not based on 财务需要. Interest begins accruing (accumulating) from the date the loan is disbursed and any unpaid interest will be capitalized (added to the principal amount of your loan) when the loan enters repayment. Repayment begins six months after graduation or you fall below half-time enrollment.
For further information:
Federal 学生援助: Subsidized and Unsubsidized 贷款
Types of 贷款 and Interest Rates
Direct Graduate PLUS 贷款
Direct Graduate PLUS loans are available to medical students and are not based on 财务需要. You must not have an adverse credit history. If you are determined to have an adverse credit history, you may still receive a Direct PLUS loan if you obtain an endorser who does not have an adverse credit history. Interest begins accruing (accumulating) from the date the loan is disbursed and any unpaid interest will be capitalized (added to the principal amount of your loan) when the loan enters repayment. Repayment begins six months after graduation or you fall below half-time enrollment.
For further information see:
Find current rates:
贷款费用: 当前贷款费用
私人贷款
Private loans are used to help students pay for educational expenses up to their cost of attendance. Private loans are offered by private lenders, and there are no federal forms to complete. Eligibility for private student loans often depends on your credit score.
而 Oakland University will certify a private loan from any private lender, students are encouraged to compare federal and private loan options prior to applying for a private loan. It is particularly important that you conduct due diligence if considering applying for a private loan.
In response to the nationwide COVID-19 (Coronavirus) outbreak, Oakland University William Beaumont School of Medicine and Oakland University are working hard to meet the unique needs of students on an individual basis and are taking immediate action to ensure safety is the priority.
The OUWB 医疗 Student Emergency Relief Fund has been made possible through the generous donations of OU and OUWB faculty, 工作人员, 校友, 和捐助者.
Student Emergency Relief Award Criteria
Student relief funds are for limited emergency financial support to currently enrolled M.D. degree-seeking medical students who are unable to meet essential expenses due to a temporary or unexpected hardship.
The maximum amount awarded generally does not exceed $1,000 and is typically only awarded once. Decisions regarding disbursement of funds are made on a case-by-case basis. Awards are not considered loans and do not require repayment. Some funds may be considered income and are therefore subject to federal taxes.
Types of Expenses That May Be Considered for Funding include:
- Car repairs or emergency transportation
- Replacement of essential belongings due to theft or lost in a fire, flood or natural disaster
- Safety-related needs (i.e.，换锁)
- Emergency temporary lodging if you find yourself homeless or in an unsafe situation
- Emergency medical treatment/medication/prescriptions when you do not have the ability to pay and the costs cannot be covered by insurance
- Travel expenses to return home in the case of a sudden family death or other emergency
Expenses that may be considered on a case-by-case basis:
- 除了al expenses resulting from a loss of employment by a student, 他们的配偶, or significant other.
Types of Expenses That Cannot Be Covered by This Fund:
(Note: This list is not exhaustive.)
- Expenses due to a lack of financial planning or overspending
- Outstanding debt to the university or otherwise (i.e., credit cards, fees past due, etc.)
- Normal and anticipated academic expenses (tuition, 大学学费, 健康保险, 出国留学, 书, 租金)
- Penalties, fines, tickets, or legal fees
- Non-essential utilities, household or furniture costs not related to damage or theft
- Costs of entertainment, recreation, or non-emergency travel
- Replacement of non-essential personal items due to fire, flood, theft, or natural disaster
Eligibility Requirements
- Applicants must be students in the OUWB Doctor of Medicine program.
- Applicants must be able to provide documentation of their financial hardship.
Applying for Funding
To apply for funding, medical students should contact OUWB 金融服务 to discuss their needs, and complete the OUWB Student Emergency Relief Assistance form. They will be asked to provide supporting documentation to verify their need.
Please be aware that submitting a request does not guarantee that emergency funding will be approved. All decisions are final and cannot be appealed elsewhere.
University Contacts
OUWB 金融服务, (电子邮件保护)
贡献
Please share information about the OUWB 医疗 School Student Emergency Fund with others who may be interested in supporting medical students by directing them to our 贡献页面.
We may be contacted directly at (电子邮件保护) or by phone at (248) 370-3611.
